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Ontario Chapter 13 Bankruptcy Attorney

Chapter 13 bankruptcy allows people with a sufficient regular income to develop a plan to repay their debt over an agreed upon period of time – typically three to five years. This type of bankruptcy is good for people who want to keep certain assets, like their home or car, which could be repossessed or foreclosed upon in Chapter 7. Chapter 13 lets people reorganize their finances by consolidating their debts and create a manageable repayment plan while receiving protection from the bankruptcy court against collection actions from creditors.

The Law Office of Curtis R. Aijala, APLC in Ontario, California, can assist you with the bankruptcy process. They provide thoughtful, personal guidance in these matters.

Debt Reorganization With Chapter 13 Bankruptcy

Chapter 13 bankruptcy helps with a variety of debts. It can eliminate certain debts, like credit card debt, with a repayment plan. It also allows you to find a structured way to pay off your arrearages on your home mortgage or car loan.

While the Chapter 13 process is difficult, the eligibility requirements for filing Chapter 13 bankruptcy are relatively straightforward. You must, for example, be up to date with income tax filings, have sufficient regular income, and have debt that does not exceed the secured and unsecured limit. The Law Office of Curtis R. Aijala, APLC can provide more details and information about eligibility and debt reorganization in the free assessment.

Get The Help You Need From An Ontario Chapter 13 Bankruptcy Lawyer

If you are trying to navigate alone through overwhelming debt, and you do not qualify for a Chapter 7 bankruptcy, Chapter 13 may be a good solution for you. The Law Office of Curtis R. Aijala, APLC can help you figure out what your best options are. The staff at The Law Office of Curtis R. Aijala, APLC speaks Spanish. Schedule a free initial assessment of your case today to learn more about our efficient personal service. Use the online contact form or call 909-983-0877 to get in touch.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.